Citizen's Bank, N.A.    PO Box 8    Kincaid, KS 66039      Mike Emerson, Senior Vice President    (620) 439-5315    mikeemerson@citizensbankna.com     Full-service bank

	Farmers State Bank 517 S. Oak Garnett, KS 66032   Lonnie Sprague, EVP (785) 448-5451   Full-service bank

	GSSB (Garnett State Savings Bank) 106 E. 5th Ave. (main bank downtown) 202 N. Maple (Hwy. 59 branch) P.O. Box 329 Garnett, KS 66032  (785) 448-3111   GSSB - Colony Branch 207 E. Broad St. Colony, KS 66015 (620)-852-3512   Loran W. Wilson, President Dwight Nelson, SVP Dan R. Fraker, VP Donna S. Sayers, VP & Cashier Jeff McAdam, VP Kimberly A. Hermreck, AVP   Full-service bank

	Patriots Bank 131 E. 4th Ave.  (main bank downtown) P.O. Box 327 Garnett, KS 66032-0327   Scott Cooper, President & CEO   (785) 448-3191 (866) 889-BANK (2265)  toll free (785) 448-5792 (Fax)   113 S. Maple  (Hwy. 59 Branch) (785) 448-5138   scooper@patriotsbank.com   www.patriotsbank.com   Full-service bank; free internet / phone banking